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Liability
Insurance
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Liability insurance protects the policyholder against claims resulting from injuries and damage to individuals or properties and covers legal costs and payouts if the insurer is found legally liable. Contrary to other insurances, liability insurance policies pay third parties - not policyholders.
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Popular liability insurance products​
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Public liability
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Directors and Officer's Liability
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Professional Indemnity / Errors & Omissions
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Employee compensation
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Commercial general liability
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Product liability
Most common exclusions
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Intentional damage
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Lacking contractual obligations
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Injuries caused due to mental loss, loss of reputation, defamation, and other similar matters
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Costs due to product recall
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Liability due to pollution
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Illegal personal profit
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Dishonest acts
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